About Mortgage Protection Company

Mortgage Protection Company is an independent educational brand and consumer matching service for homeowners researching mortgage protection insurance. We publish plain-English explainers, carrier comparisons, and state-specific guides, and we connect readers who want coverage with licensed insurance partners who can quote and write policies.

We are a new business. Mortgage Protection Company was founded in 2026 by Eric Vevang and Michael McIntyre. Neither of us is a licensed insurance agent, and we do not present ourselves as one. We operate the brand, set editorial standards, write and edit the content on this site, and manage the partner network that serves readers who ask to be matched with an agent.

What we do

We do two things, and we try to do both of them well.

We educate. Mortgage protection insurance is one of the most confusing categories in personal finance. The term itself means different things to different sellers, state rules vary, and the sales funnels in this niche are historically aggressive. We publish content that explains what mortgage protection insurance actually is, how it compares to traditional term life insurance, how riders like return-of-premium and living benefits function, what it typically costs at different ages and health classes, and how to shop for it without getting pushed into a product that doesn't fit.

We match. When a reader tells us they want quotes, we connect them with licensed insurance agents and agencies in our partner network. Those partners are licensed in the reader's state, hold appointments with the carriers they quote, and are responsible for the sales process end to end. We hand off the introduction. They do the regulated work.

What we don't do

We are not an insurance agency. We do not hold an insurance license. We do not sell policies, underwrite coverage, issue quotes, or give advice about which product a specific person should buy. When regulated advice is the right answer, we say so and point readers to a licensed professional, either through our partner network or directly to their state's department of insurance.

We also don't run a "best mortgage protection insurance" ranking that tilts toward the carrier paying our partners the highest commission. Our editorial approach is described in detail in our Editorial Policy, and our compensation model is described in detail in How We Make Money. Both are worth reading before you trust anything we publish.

Our editorial approach

Every article on this site is written by our editorial team, reviewed against primary sources, and dated. We cite primary sources directly in the article text wherever we make a factual claim — LIMRA, the American Council of Life Insurers (ACLI), the NAIC, the Insurance Information Institute, the CFPB, and individual state departments of insurance. Where we cite a carrier document, we link to the carrier document rather than summarizing it unsourced.

We review every published article at least quarterly. The updatedAt date on each page reflects the most recent substantive review, not a cosmetic change. If a statistic, rule, or product description is out of date, we fix it and note the change in our Corrections log when the fix is material.

No carrier is given preferential placement in our editorial based on how we are compensated. This is a policy, not a marketing slogan. The way we enforce it is described in the Editorial Policy.

Why we started this

There are a lot of mortgage protection insurance websites. Most of them fall into three buckets:

1. Thin lead-generation funnels designed to harvest a phone number as quickly as possible and sell it, often to multiple buyers.
2. Lender cross-sells where a mortgage servicer or a company that looks like one offers a product bundled with language that implies the coverage is required, attached to the loan, or endorsed by the lender. It usually isn't.
3. Carrier public relations dressed up as neutral education.

None of these serve the homeowner who is actually trying to make an informed decision about whether mortgage protection insurance makes sense for their family, which form of coverage fits best, and how to shop the market honestly.

We started Mortgage Protection Company to be the resource that's missing: a clear, transparent, independently edited guide for homeowners, with a clean referral to licensed professionals when a reader is ready to get quotes.

We are small. We are new. We are not pretending otherwise. What we can commit to is honesty about who we are, how we make money, and how our editorial is produced.

How to reach us

Phone: (888) 231-7759 General email: hello@mortgageprotectioncompany.com Editorial questions or corrections: editorial@mortgageprotectioncompany.com Privacy requests: privacy@mortgageprotectioncompany.com Legal notices: legal@mortgageprotectioncompany.com Mailing address: Mortgage Protection Company, 432 N Idaho Club Dr, Sandpoint, ID 83864

Our editorial team writes all content on this site. Where specific insurance, legal, or financial advice is warranted, we point readers to licensed professionals and to primary sources (LIMRA, NAIC, state departments of insurance, and others). Nothing on this site is individualized advice for your situation, and we encourage you to treat it as a starting point for a conversation with a licensed agent, not a substitute for one.